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Best Cash Back Apps for 2024

Here's a roundup of the best cash-back apps for 2024, where spending not only feels less guilty but gratifyingly smart.

By Molly Reagan

2024-03-05

In the age of savvy shopping, cashback apps have become essential budgeting allies, offering users the sweet opportunity to earn rewards and save on everyday buys. As we approach 2024, certain apps have distinguished themselves as the go-to platforms for savvy spenders looking to pinch pennies without minimizing pleasure.

Three high-rating free cash-back apps of 2024 that you should not miss out on:

Catelog

    Let's walk through all three high-star-rated cash-back apps!

    #01 - Fetch Rewards (Overall Experience)

    Seamless Earnings on Everyday Purchases

    • Price: No cost, Completely free
    • Rewards: Gift card
    • Platform: Android / iOS / Web
    Shop Fetch APK

    The best way to grocery shop! Save more, shop smarter, shop Fetch.

    Shopping

    Shopping

    Fetch Rewards has etched its place as a user-friendly platform that rewards shoppers for purchases big and small—from a quick bite at a convenience store to a shopping spree at a big-box retailer. Contrary to pre-shopping offers, Fetch Rewards lets you accumulate points post-purchase by simply uploading your receipt within two weeks. Exchange points for gift cards, make charitable donations or even try your luck in monthly cash sweepstakes. With a low cash-out threshold and the possibility to earn with every shopping trip with no planning required, Fetch Rewards stands as a favorite for effortless earning.

    #02 - Ibotta (Receipt Scanning)

    A Trailblazer in Receipt-Scanning

    • Price: No cost, Completely free
    • Sign up to get: $10 rewards (Buy $30 get $10 offer)
    • Rewards: Gift card / Real cash
    • Platform: Android / iOS / Web

    Ibotta remains a titan in the cashback world, maintaining its popularity with its simple receipt-scanning mechanism. It's a breeze to start earning with this app—scan your receipt or link your store loyalty card after shopping at thousands of partner retailers, including giants like Target and Walmart, and even specialty stores such as Trader Joe's and Whole Foods Market. What sets Ibotta apart is the ability to withdraw cash once you've accumulated $20—an effortless feat given the breadth of their retail partners—or opt for gift cards if that's more your style. Its widespread acceptance makes it a versatile and powerful tool for getting money back in your pocket.

    #03 - Rakuten (Grocery Shopping)

    Diverse Rewards Across Categories

    • Price: No cost, Completely free
    • Sign up to get: $30 rewards (Buy $30 get $30 offer)
    • Rewards: Real cash
    • Platform: Android / iOS / Web

    The app formerly known as Ebates, Rakuten has continued to diversify its offerings to encompass a wide range of shopping experiences. From fashionistas hunting for the latest trends to homebodies sprucing up their space, Rakuten offers a varied cashback terrain. The beauty of Rakuten lies in its flexibility—earn cashback by clicking through a link for online purchases or link your card for in-store buys after activating an offer. And with a $5 minimum for payouts every quarter, and the choice between PayPal deposits or paper checks, Rakuten is both a convenient and lucrative avenue for smart spenders.

    Through apps like Ibotta, Fetch Rewards, and Rakuten, consumers can now translate their everyday spending into everyday earnings. In a world where every little saving counts, cashback apps serve as both guardians of our budgets and champions of our shopping sprees. So before your next purchase, consider one of these standout cash-back platforms to make your money work just as hard as you do.

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