free insurance - insurans percuma – 免费保险

Une application pour montrer les assurances / protection "gratuites" disponibles en Malaisie.

free insurance - insurans percuma – 免费保险 is an application developed to compile and gather the information about the current insurance/protection plan by various parties in Malaysia.

Please be noted that the word “free”, “percuma” or “免费” does not represent 100% free condition and it has to be fulling the terms and conditions outlined in every plan/skim gathered in the application. Please refer to the “Disclaimer” section in this free insurance - insurans percuma” – 免费保险 app.

Insurance (Insurans/Takaful; 保险) has become part of our lives, in Malaysia, an insurance agent / wealth planner must go through the Questions from the Exam for Pre Contract Examination for Insurance Agents (PCEIA) and Certificate Examination in Investment-Linked Life Insurance (CEILLI).

free insurance - insurans percuma – 免费保险 shows that In Malaysia, there are mainly 2 types of insurance (Insurans/Takaful; 保险) plan which is Life Insurance (16members) and General Insurance -‘Insurance Am” (26 members).

The famous and common insurance (Insurans/Takaful; 保险) companies in Malaysia (country code: MY) are such as AIA, Allianz, AmMetlife, Affin, etika Maybank insurance, Great Eastern, hannover re, Hong Leong Assurance, Malaysian Life Reinsurance, Manulife, MCIS, Prudential, Sun Life, Tokio Marine, Gibraltar BSN, Zurich and etc.

To make sure that the people understand the real protection gained from Insurance (Insurans/Takaful; 保险) in Malaysia, an insurance agent / wealth planner must be very familiar with the key notes/Questions from the CEILLI and PCEIA Exam.

In fact, all of the key insurance (Insurans/Takaful; 保险) companies in Malaysia (country code :MY) such as AIA, Allianz, AmMetlife, Affin, etika Maybank insurance, Great Eastern, hannover re, Hong Leong Assurance, Malaysian Life Reinsurance, Manulife, MCIS, Prudential, Sun Life, Tokio Marine, Gibraltar BSN, Zurich and etc. are always compete in each other to provide the most appropriate protection plan to the market.

Besides, all the insurance (Insurans/Takaful; 保险) companies will always provide the necessary on-time training to their insurance agent and wealth planner so that they can pass through the challenging Questions from the Exam to meet the standard of PCEIA and CEILLI.

free insurance - insurans percuma – 免费保险 application tries to remind most of Malaysian that, if they are working then they should be automatically subjected to the “free” protection or schemes from KWSP (EPF) and PERKESO (SOCSO).

Most of the Malaysian will be forgetting that they should firstly look into the program or protection plan that has been covered in both KWSP (EPF) and PERKESO (SOCSO). There are a lot of benefits when we are getting sick or death from the benefits offered.

Besides, in order to help the B40 class Malaysia, few heath protection scheme and program for those who are considered as receiver (“penerima”) of “Bantuan Sara Hidup (BSR)”. This includes MySalam and PeKa programme.

free insurance - insurans percuma – 免费保险 application is purposed developed so that all the Malaysian will have easy access to the necessary information when this touches the topic related to protection and insurance (Insurans/Takaful; 保险).

All the Malaysian (not only limited for those “Bantuan Sara Hidup (BSR)” receivers) should be proud of the effort from the government in providing the necessary protection.

We should also feel grateful for the protection program offered under the umbrella of KWSP (EPF) and PERKESO (SOCSO).

Besides the MySalam and PeKa program for “Bantuan Sara Hidup (BSR)” receivers, there might be some insurance/protection program have been missed from this application, therefore, the “Cadangan – 意见” section in this application allows the users to feedback if there is other program that should be saved into the compilation.